3 Tips For Building Your Credit

2. Learn How Credit Cards Work — And How They Can Work For You.

You’ve spent enough years only “sort of” knowing how credit cards work. It’s time to change that. Understanding basic credit card information helps you take advantage of their benefits. Understand the fine print. Not sure of the difference between APR, variable rate, and prime rate? Learn more about nine of the most important credit terms — so you can decode the fine print on credit card disclosures and offers. Get the most from your credit card. Does your card provider offer tools to help you build credit responsibly? Are you sure you’re using the best credit card for your lifestyle? Could a secured credit card like the Citi Secured Mastercard help you build credit? Visit Citi’s credit card comparison tool to find out.

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