6 Things You Should Know Before Applying For A Credit Card

3. What Is The Difference Between Secured And Unsecured Credit Cards?

Aside from the deposit, secured and unsecured credit cards work in similar ways. A cardholder can spend up to the credit limit established by the card issuer, provided the cardholder makes regular, on-time payments and abides by other cardholder agreement terms. Secured and unsecured cardholders can also use their credit cards anywhere that accepts them, provided they don’t spend over their personal credit limit.

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