2. Dining Out.
Greg Shepard, CEO and founder of Emily’s Maids, a cleaning service in Dallas, makes his lunch and brings it to work. “Why? Because forgoing eating out makes a millionaire – literally,” Shephard says. He says he made the change back in 2001. “I read about the magic of compound interest and how seemingly small amounts of money can add up to a future fortune,” he says. “Lunch costs between $10 and $15. With 21.65 work days on average per month, forging a $10 lunch would be $216.50 saved per month.”