6 Things You Should Know Before Applying For A Credit Card

2. What Is A Unsecured Credit Card?

An unsecured credit card does not require the cardholder to give the card issuer a deposit. For this reason, unsecured credit card issuers are more selective during the application process and it can be more difficult for an aspiring cardholder to get approved. That’s because card issuers prefer applicants who have established a credit history of repaying loans on time.