6 Things You Should Know Before Applying For A Credit Card

6. How Can A Secured Credit Card Help Rebuild My Credit History?

Regular, on-time payments play an important role in maintaining credit health. Therefore, a secured credit cardholder who establishes a pattern of making regular, on-time payments can help build credit history. As you consider a secured credit card, verify that the card issuer reports your activity to the credit bureaus. Card issuers that report to credit bureaus give you the best opportunity to establish your credit history.