Once you’ve determined how your credit score looks, it’s smart to research credit cards for low credit applicants and other options for consumers with low credit scores. If you’re ready to rebuild your credit with a poor credit credit cards, here are some of your best options for 2019:
1. Total Visa
A quick overview of the main features you can expect to see with the Total Visa are Manageable monthly payments, A checking account is required, An $89 processing fee is charged to open your account, The APR for purchases and cash advances is 29.99%, An annual fee of $75 applies the first year and $48 per year thereafter, $6.25 monthly servicing fee applies after the first year and Late payment fee and returned payment fee of $38.
2. FIT Mastercard
FIT Mastercard is another option that should be on your radar if you’re looking to rebuild your credit score with a credit card. Initial credit limit of up to $400, Variable rate of 29.99% for purchases, $89 initial processing fee
$99 annual fee, $6.25 monthly maintenance fee after the first year and Late and returned payment fee of $38
3. Reflex Mastercard
The Reflex Mastercard comes with a number of benefits to help you rebuild your credit. Here’s what you need to know about this credit card: Manageable monthly payments, A checking account is required, You may qualify for an unsecured version of this card, but you could be assigned a secured version depending on your creditworthiness, The variable APR for purchases and cash advances is 29.99%, An annual fee of $125 applies the first year and $96 per year thereafter, $10 monthly servicing fee applies after the first year and Late payment fee and returned payment fee of $38
4. Surge Mastercard
The Surge Mastercard could be worth exploring. Here’s the info you need to know about this credit-building card:
Checking account required, If you don’t qualify for their unsecured card product, you may be offered a secured credit card from the same bank, Variable APR of 29.99%, $125 annual fee the first year and $96 per year thereafter
$10 monthly maintenance fee after the first year and Late and returned payment fees of $38.
5. First Access Visa
First Access Visa is a card could be the card to help you get started on your quest for better credit. Here are the main terms to be aware of with this card: Variable APR of 29.99%, $89 processing fee, $75 annual fee the first year and $48 per year thereafter, Late and returned payment fee of $38 and $6.25 monthly service fee applies after the first year